Quontic Bank - Nationwide Mortgage Options

About Quontic 

Quontic’s mission is to help our customers find financial empowerment and help creditworthy borrowers get home loans. We believe the best way to do that is to change the system to provide access to home financing and banking opportunities for those in need. For this reason, we’ve adopted a loan process of inclusive products that we offer to a diverse range of borrowers. These unique loans accommodate those who may require down payment assistance & alternative income documentation to qualify. We’re disrupting the traditional ways of banking — by putting customers first through our unique deposit products and mortgage programs.

Borrowers Who Love Us

Self-employed
12 month CPA / Tax prepared P&L accepted

Small business owners
May qualify without traditional income verification

Lower income families
Share or pool extended family resources to qualify

Foreign nationals
Individuals seeking mortgage financing in the US

Real estate investors
May qualify with only the subject property income

Immigrants
Purchase or refinance a home based on your overall financial profile

Commission based workers
May qualify for a mortgage despite fluctuating or cash based income

Retirees
Put significant savings or home equity to work

Ivan Lin
Loan Officer - serving home loans in all 50 states
NMLS#: 2462401
Mobile 646-866-8728
Email ivan.lin@quonticbank.com

NMLS ID: 403503 • 3105 Broadway, Astoria, NY 11106 • Quontic.com

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Quontic 银行的使命是帮助客户实现财务自主，并协助有信用的借款人获得住房贷款。我们相信，最好的方式是改变现有体系，为有需要的人提供住房融资和银行服务的机会。因此，我们采用了包容性的贷款流程，向多元化的借款人群体提供独特的贷款产品。这些贷款适用于需要首付援助或替代收入文件来符合资格的客户。我们正在颠覆传统银行方式 —通过独特的存款产品和抵押贷款项目，以客户为中心。

喜爱我们的借款人类型包括：

自雇人士
接受由注册会计师或税务师出具的 12 个月利润与损益表

小企业主
无需传统收入验证也可能符合资格

低收入家庭
可通过共享或整合大家庭资源来申请

外国公民
有意在美国申请住房贷款的个人

房地产投资者
仅凭目标物业的收入也可能符合资格

移民群体
可根据整体财务状况购买或再融资住房

佣金收入者
即使收入波动或以现金为主，也可能符合贷款资格

退休人士
可利用大量储蓄或房屋净值进行贷款

Ivan Lin 林东
贷款专员 - 全美50州查收入 | 不查收入贷款
NMLS 编号：2462401
手机微信同步：646-866-8728
邮箱：ivan.lin@quonticbank.com
NMLS ID：403503 • 纽约银行总部：3105 Broadway, Astoria, NY 11106 • 官网：Quontic.com

微信号：ivanlin70